Vacation time can be used after three months of employment. Accrued vacation is yours if you leave employment.
15 sick days per year: You can accumulate up to 36 days.
11 paid holidays per year.
These benefits are pro-rated for eligible part time employees.
CAFETERIA (125) PLAN
The Center offers benefit eligible employee group medical, dental, life, long term disability and AFLAC supplemental insurance's on
a pre-tax basis, resulting in less taxes and more money in your pay check.
MEDICAL COVERAGE
Medical health care premiums have increased steadily each year. Each year our medical plan is evaluated to ensure that the
medical coverage provided to you and your family is the best available for the premium dollars we are paying. The cost of
providing you and your family with a comprehensive medical plan is over $13,500 per year per employee. We offer you Blue Cross Blue Shield of RI.
Healthmate Coast to Coast:
This plan offers you access to any hospital, physician, or other services provided under the plan
any where within the Blue Cross Blue Shield Healthmate Coast to Coast network anywhere in the country. If you choose to be
treated by a specialist in another state and that specialist participates in the Healthmate Coast to Coast you would pay the same office visit co-payment to that specialist you would pay a specialist in Rhode Island.
- Individual premium co-pay will be $40.00 per pay period.
- Family premium co-pay will be $100 per pay period.
CASH OPTION
$600.00 cash option election is available to you if you are covered by another medical plan and choose not to enroll in the
Center's medical insurance plan. The cash option is paid out throughout the plan year. Each pay period you would receive
($23.08). The money received though this option is taxable. You will be required to show evidence of being covered under another medical plan.
DENTAL INSURANCE
Our dental benefits provide you with an annual maximum of $1500 per person, per calendar year. Some of the benefits provided
are: Preventive/Diagnostic/Minor Restorative paid at 100%; Major Restorative work paid at 80%; Periodontics work paid at 80%;
Prosthodontics work is paid at 50%. Full-time students are covered until they are 23 year of age.
- Individual employee coverage provided by the Center at no cost.
- Family coverage contribution is $20.18 per pay period.
MEDICAL AND DEPENDENT CARE FLEXIBLE SPENDING ACCOUNTS
These programs allow you to use pre-tax wages to pay for:
- Medical or dental expenses
that are not covered under your medical or dental plans. Some examples are: doctor's office
visit co-payment, co-payment on some durable medical equipment, deductibles, prescription co-payments, eye glasses
and braces for teeth. There are also non prescriptions over the counter medicines and medical supplies that are covered under this program.
- Dependent care reimbursement
allows you to use pre-taxed wages to pay for child care expenses you (and spouse, if married) incur in order to have or look for gainful employment.
LIFE INSURANCE
2x your annual salary
rounded to the next thousand dollars; maximum of $300,000 coverage. Paid by the Center.
LONG TERM DISABILITY
Long Term Disability (LTD) provides you with an income equal to 60% of your monthly salary up to a maximum of $5000.00 per
month, if you become disabled due to an accident or illness. There is a 180-day waiting period that must be met before you would receive the benefit.
SUPPLEMENTAL INSURANCE BENEFITS
AFLAC's Supplemental benefits plans available to you: Cancer Protection, Hospital Intensive Care, Personal Short Term Disability,
Personal Accident Protection. These benefits plans can provide you with additional financial security and are designed to meet
your needs. Most of the plans we offer provide a wellness benefit which give you cash back each year. The premiums are paid
through payroll reduction. These benefits are portable and the premiums will not change. A representative from AFLAC will discuss rates with you for each benefit you select.
PENSION PLAN
The Center offers a 401(k) retirement plan. You have the opportunity to contribute to your retirement plan. If you choose, you
can contribute from 1% to 100% of your non taxable money to the plan up to the IRS yearly allowable contribution. Your contributions are 100% vested in the plan.
The Center's contribution is discretionary and dependent on a review of our fiscal standings at the end of each fiscal year. In
previous years the Center has matched your contribution at a dollar for dollar match for the first 1% of earning and $.50 (cents)
for every dollar of you contribution for the next 6% of earnings. To receive the discretionary match contribution you would need
to complete 800 hours of service within the plan year and be actively employed on the last day of the plan year. Past financial performance of the Center does not guarantee this match amount in the future.
The matching contribution portion of the plan has a five-year vesting schedule:
- 0% vesting up to one (1) year of employment; 25% vested after two (2) years of employment; 50% vested after three
(3) years of employment; 75% vested after four (4) years of employment; and 100% vested after five (5) years of employment.
- Loan provision available. Human Resources can provide you with the details of the loan provisions.
EMPLOYEE ASSISTANCE SERVICES
A confidential source of help for personal concerns.
Our Employee Assistance Program, a free service available as a benefit to all employees and their family members, is a
confidential, professional resource for persons needing information, or assessment and referral to counseling or other resources
within their community. To ensure complete confidentiality, we have contracted with Resource International Employee
Assistance Services to provide management and professional staff services for our Employee Assistance Program.
Full time and scheduled part-time employees working 17.5 hours or more are eligible to participate in the benefits described below. Some benefits are effective the first day of
the month following one month of employment.
